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How PayBright Works

4 biweekly, interest-free payments are automatically charged to your Visa or Mastercard debit or credit card. It’s simple and quick!


What is PayBright?

PayBright is Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.

By selecting PayBright as a payment method at checkout, customers can enjoy their purchase immediately, while spreading their payments over time.

Why use PayBright?

No impact on credit score
Using a Pay in 4 PayBright payment plan won’t impact your credit score.

Quick and convenient checkout
Place your order quickly and easily by choosing PayBright as your payment choice at checkout. Simply enter a few details to complete your purchase.

Easy payments
PayBright will automatically debit payments from your chosen Visa or Mastercard debit or credit card, interest-free.

How do I use PayBright?

Browse Pop Hard Case Canada and add your favourite finds to your shopping cart.

When you reach checkout, choose PayBright as your payment method.

Complete your purchase and pay later in 4 equal payments.

The remaining 3 payments are charged to your debit or credit card every two weeks.


Are there requirements to use PayBright?

Yes. You’ll need:

  • To be 18+ years old
  • To be a resident of Canada
  • A Canadian Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo
  • An SMS-capable Canadian phone number
  • To meet the minimum cart size required to use PayBright as a payment option at checkout


How do I sign up?

If your basket is eligible for ’Pay in 4’ with PayBright, the option will be presented at checkout (payment step). After confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then set up your payment method with PayBright and accept the terms of your payment plan.


Does PayBright do a credit check?
Using Pay in 4 will not affect your credit score.

How do I make my payments?
At checkout, you will set up 4 convenient, automatic pre-authorized payments that debited/charged your Canadian Visa/Mastercard debit/credit card.


Which payment methods are accepted?
PayBright currently accepts Visa and Mastercard credit or debit cards. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.


What if I can't make a payment?
Please reach out to the PayBright team and they will be happy to
look into the options available. You can contact them using this contact form.


Are there late or NSF fees?
For more information on late or NSF fees, please see this FAQ article on the PayBright help site.


How do returns work if I paid using PayBright?
Purchases made using PayBright are subject to Pop Hard Case Canada’s standard return policy. Any returns will be processed by Pop Hard Case Canada, and your PayBright balance will be reduced, cancelled, or refunded accordingly. If the Pop Hard Case Canada has provided a refund to you via a gift card, you must still continue repaying your installment plan in full. For information on returns, review Pop Hard Case Canada’s return policy here.

What if I need additional help with my payment plan?
For help with your payment plan or if you haven’t received your confirmation email, please contact PayBright via their website.

How does PayBright work?
PayBright is Canada’s leading installment payment provider. When you use PayBright to pay at Pop Hard Case Canada’s checkout, you can split your purchase into 4 biweekly interest-free payments. To use PayBright as your preferred payment choice at checkout:

  1. Add items to your shopping cart as usual.
  2. Choose PayBright at checkout and enter a few details.
  3. Your purchase will then be split into 4 equal interest-free payments.


Where can I find PayBright's Terms and Conditions?
You can find them here.


Why don’t I see PayBright as a payment option at checkout?
If your retailer offers PayBright, but you don’t see it as a payment option, please see this helpful FAQ article on the PayBright help site.


Can I prepay my outstanding PayBright balance?
Sure, at any time! There are no penalties or fees for early repayments. To pay off your current balance, please send us a message here.


How much can I spend with PayBright?
PayBright payment plans are available for orders from $50 to $800. 


Is there an annual fee?
For more information on related fees, please see these helpful FAQ articles on the PayBright help site.. 


If the order total changes, how does that affect my biweekly payments?
If your order total changes for any reason, your payment plan will be adjusted accordingly. 


When will my payments begin? And what if I have pre-order products?
Please refer to the payment plan agreement for all of your payment schedule information.


What if I haven’t received an email regarding my payment plan, or if I need additional help with my payment plan?
For help with payment information, or if you haven’t received your PayBright email confirmation, please contact the PayBright team via their website.


What if the order is canceled? Will I still be charged?
No, you will not be charged. If you’ve already made a payment to PayBright and are owed a refund this may take up to 5-10 business days to appear on your bank account or credit card statement. If you have any questions about the refund process, please reach out to the PayBright team through this contact form.


I still have questions.
For further information, please refer to PayBright’s FAQ page.


*Please note that PayBright is an independent payment company and Pop Hard Case Canada has no influence over whether your payment with PayBright is accepted or not. If you have any trouble with your order, please contact PayBright via their website contact form